Author: Capstone FP

Romance scams – signs an online relationship could be a scam

Romance scams – signs an online relationship could be a scam

Capstone FP 1 June 2026 No Comments

Romance scammers build emotional trust by seeming attentive and expressing intense feelings but money requests follow, often disguised as financial emergencies, travel costs or investment opportunities. Romance scams a top…

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EOFY super moves worth thinking about

EOFY super moves worth thinking about

Capstone FP 1 June 2026 No Comments

End of Financial Year (EOFY) is a good time to show your super some love. EOFY often gets us thinking about money and your super deserves its moment too. You…

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Dreaming of early retirement?

Dreaming of early retirement?

Capstone FP 1 June 2026 No Comments

Many Australians today expect to be working well after they would like to retire, new research from Colonial First State shows¹. On average, Australians would like to retire at 62…

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Developing a retirement savings plan

Developing a retirement savings plan

Capstone FP 1 June 2026 No Comments

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy…

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Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Capstone FP 18 May 2026 No Comments

The Reserve Bank of Australia (RBA) has increased interest rates by 0.25 percentage points. The new cash rate target is 4.35 percent, up from 4.1 percent. Interest rates have now…

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Payday Super – the simple change that can boost your retirement savings

Payday Super – the simple change that can boost your retirement savings

Capstone FP 18 May 2026 No Comments

From 1 July 2026, super contributions are getting a refresh. Payday Super means your employer will pay your super at the same time they process your pay, rather than relying…

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Making the most of a market downturn

Making the most of a market downturn

Capstone FP 18 May 2026 No Comments

In recent years, market volatility has once again tested the nerves of investors. From the post COVID recovery to ongoing geopolitical tensions, persistent inflation and rising interest rates, many are…

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Living with higher for longer interest rates

Living with higher for longer interest rates

Capstone FP 18 May 2026 No Comments

Interest rates are rising and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…

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How much cash should you hold vs invest? What’s the right mix?

How much cash should you hold vs invest? What’s the right mix?

Capstone FP 18 May 2026 No Comments

There are always two ways for individuals to hold cash, emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix. Emergency cash (not in…

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Four ways to invest through market volatility

Four ways to invest through market volatility

Capstone FP 18 May 2026 No Comments

Looking for ways to manage investment risk while still aiming for long term returns? While valuations in many investment asset types have been affected by market volatility this year, there…

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