Frequently Asked Questions

Here are the answers to the topics clients ask us most about SMSFs, investing and retirement.
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Short answer: It depends on your goals, investment strategy and risk, fund balance, life stage and willingness to be a trustee. An SMSF can suit people who want control and transparency over investments, usually with $750k plus combined super. You’ll be responsible for fund decisions and documentation, so we make sure you understand the pros, cons and obligations before you start. If it’s not the right fit, we’ll say so and point you to better options.

We focus on low cost ETFs with CHESS-held (direct) ownership and no platform fees. You see exactly what you own and what you pay. Our fees are transparent and fixed scope (no percentage of assets). We also review legacy products and administration processes to remove unnecessary costs where possible, so more of your money stays invested working for you.

ETFs have low ongoing costs, broad diversification and direct ownership in your name (via CHESS). Platforms generally add a layer between you and your investments; convenient for some but usually add extra fees you may not need. Our method is to keep the approach simple, transparent and low cost so you understand exactly how your portfolio works.

We keep things structured and documented:
  • A clear, up to date investment strategy aligned to your goals that meets Regulation 4.09.
  • Regular reviews and orderly records for auditors.
  • Updates in plain English when rules change.
This ensures compliance obligations are met and keeps you confident at audit time.
Note: we don’t do tax or accounting. We coordinate data with your chosen accountant.

Through our inhouse cash flow modelling and ongoing reviews. We map your income, spending and “what ifs” (market dips, big purchases, aged care) and set a drawdown plan you can live with. You’ll know what you can safely spend, when to start a pension and how to adjust if circumstances change. You can enjoy retirement without second guessing.

We’re your financial advice partner; your accountant and lawyer handle tax and legal. Our role is to:
  • Provide clear data and documentation to your accountant.
  • Coordinate on estate planning items (e.g. BDBNs, reversionary pensions and trustee structures) with your lawyer.
  • Keep roles distinct to avoid duplication of fees.
This combined approach keeps your SMSF compliant, documented and efficient.

What our clients say

Bronson’s ETF approach is easy to understand. It gives us lower costs, greater transparency and straightforward reporting. We can see how our super is in place to support our retirement.
F and F, Brisbane

GET FREE CONSULTATION (OR) CALL US: +1 (605) 475 6968

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